Accessible and affordable.

We let you focus on your health and not the cost.

We Accept Your Health Insurance

Insurance Coverage

One Medical Group accepts health plans offered by most major insurance carriers, including the ones listed below and Medicare. We update our list of insurance providers frequently, so call us today if you don't see yours listed.

Brown & Toland Hill Physicians
Aetna X X X
Anthem Blue Cross X X X
Blue Shield X X X
Cigna X X X
Health Net X X X
Lumenos X X  
PacifiCare X X X
UnitedHealthcare X X  
MultiPlan / PHCS X    

* One Medical participates with Affinity Medical Group in our Burlingame, Palo Alto and Sunnyvale offices.

How We Handle Insurance at One Medical Group

We bill your insurance provider for each visit, and you cover the co-payment or deductible, just like you would at any doctor's office. The amount that you owe depends on the specific health insurance plan you have. If you have any questions, — call the number on your insurance card to learn more about your coverage. For your co-payment or for those who prefer to pay out-of-pocket, we accept checks, debit and credit cards. For those without insurance, read more here.

For members with high deductible PPO plans and/or HSAs, you may prefer to pay for the visit out-of-pocket. View our fee schedule to learn more.

For those with an HMO plan, it's important for you to call your health plan (phone number on your insurance card) before your first visit and select one of our physicians as your PCP. This will reduce any insurance hassles for you later on and allow us to make any referrals and order tests and prescriptions on your behalf.

Affordable Care Act/Covered California

Currently, we are pleased to participate in the Anthem Blue Cross and Health Net PPO ACA/Exchange plans.

We participate with exchange plans that provide us with the best opportunity to provide the high level of care and service you expect from One Medical. Our goal is to participate with as many plans as possible, and we expect to continue to expand the list of participating plans over time.

For more information, please refer to our F.A.Q. on Health Insurance Exchanges.


“Totally worth the annual fee for easy appointments, friendly staff, lots of time with doctors and email access.” — Emily K., San Francisco

“For a year I found no good doctors accepting new patients. A great doctor alone is worth the One Medical annual fee.” — Noah L., Sausalito

“I happily pay the annual fee because I get great access to and more time with my doctor. Totally worth every penny!” — Karen C., Parkside

“The annual fee is worth it for the same day service and three offices. They've always managed to squeeze me in. And they don't seem overbooked like some of my other doctors. I'm in and out quickly.” — John Y., Richmond District